Credit cards can expand the buying power of a responsible user in the know, but those who aren’t careful can quickly have their credit rating crippled and rack up huge debts. Read up on some of these common, but dangerous myths about credit cards to prepare yourself for the world of plastic.
1. Myth: Transferring the [...]

Don’t spend money on services saying they will get creditors/collection agencies off your back! Here is FREE Information to HELP YOU fight back against nasty, rude collection agencies!
Are you on the verge of Chapter 7 bankruptcy? Have you been so late on your bills that collection agencies now call you at home, [...]

As one would expect, the most important causes of credit success or failure will always be payment history and total debt owed. Although together these factors account for about 65 percent of your credit, there are several other aspects of your credit report that lenders look at to determine your credit-worthiness. Many of these [...]

Credit counseling or debt settlement? While naturally Franklin Debt Relief is inclined to argue on behalf of debt settlement over credit counseling, we also recognize that it’s impossible to declare which program is better because it depends on a number of variables that differ from individual to individual. The purpose of this article is [...]

As I hopped on my cyber surfboard one evening I sailed across an article about an organization with a desire to consolidate the product sale fundraising industry and its products into an organized system of like product numbers companies categorized in well-defined areas of proficiency. This may sound like fundraising utopia, but it really [...]

Adjustable Rate Mortgages and Negative Amortization
by Dan Lewis
For many borrowers, adjustable rate mortgages (A.R.M.) are an attractive means of qualifying for a home. Fewer borrowers realize the potential negative amortization problems these loans can create.
Adjustable Rate Mortgages
Adjustable rate mortgages are very popular with home buyers. The popularity arises from the fact the initial interest rate [...]